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Credit Card Scams, these three terms together talk about phony credit card sites cashing in your individual information.

You must have run into many sites and unwanted emails offering free credit report or even a low interest credit cards. It'd be advisable that you produce a detailed study of such sites before looking for the free credit report or credit cards. Many of such sites don't give any free credit report or credit cards, they're just there to put the trap and collect your individual information. You won't ever know they may provide your information to others who may use fraud to be committed by it, including identity theft.

How to avoid credit card scams?

If you get an email offering free credit report or credit cards, contact the organization who has sent the email to you. You are able to either call them or search through their web address to know their stability. Prevent replying or clicking any link in the e-mail address.

It is possible to verify the companys telephone number and address. There are numerous sites like www.anywho.com and www.switchboard.com that can help you in verifying the address and cell phone number of the organization.

Look closely at the location code. If the address is matched by it given by the organization check.

Also go through the companys web address whether it is the actual organization address or is it a edition of the address of some reliable companys web address.

Check the email address if it complements the companys email address.

Also determine if the companys web address redirects one to a different web address. If yes, it wise practice preventing it.

Do not provide your personal information like PIN ( Personal Identification number), three digit code of your charge card or your passport number to any site just like that. Formal sites don't request these details.

It would be advisable that you apply for a totally free credit report or credit cards only through secure the web sites. my credit fix